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Understanding Inherited IRA Distributions and Tax Implications at Death

Inherited IRA rules changed under the SECURE Acts, requiring most beneficiaries to empty accounts within 10 years. Annual distributions and…

Understanding Prohibited Transactions Between Plans and Disqualified Persons

As of 2025, IRS and DOL increased enforcement on prohibited retirement plan transactions. Immigrants and fiduciaries must avoid transactions with…

Understanding Distributions of Employer Securities and NUA Tax Benefits

As of July 2025, NUA rules enable tax-deferral benefits for employer securities in qualified plans only through lump-sum distributions. Rolling…

Understanding Qualified Health Savings Account Funding Distribution Rules

IRS rules for qualified HSA funding distributions in 2025-2026 raise limits and enforce a strict 12-month eligibility test. Transfers are…

Top 10 Best Student Cities Worldwide for 2026 Revealed

Seoul and Tokyo lead the QS Best Student Cities 2026 ranking. Study eligibility requires university acceptance, visa approval, financial proof,…

Elite U.S. Education and Indian Changemakers Transforming Global Leadership

Indian students are a vital presence in American universities, producing leaders across business, technology, and politics. Harvard and other schools…

Top Reasons USCIS Issued RFEs for H-1B Petitions in FY 2018

USCIS updated its RFE policies for H-1B petitions effective early 2025, emphasizing detailed documentation of specialty occupations and employer control.…

Understanding Qualified Charitable Distributions and SECURE 2.0 Updates

Recent SECURE 2.0 changes lift annual IRA charitable gifting limits and add split-interest gift options. QCDs still require age 70½…