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The Unspoken Rules of Airport Lounges — Why They Still Matter

To reduce crowding, lounges adopted a 3-hour access window in 2025; Delta counts all entries within 24 hours as one…

FHSA 2025 Guide: Eligibility, $8,000 Limit, and Tax Benefits

The FHSA enables first-time buyers to save with $8,000 annual room and $40,000 lifetime cap; contributions deduct from income, growth…

7 Phrases to Avoid at Immigration and How They Jeopardize Entry

Mid-2025 border controls prioritize consistency and documentary proof: mismatched answers or vague plans can trigger secondary inspection or refusal. Travelers…

Complete Guide to Applying for a Belgium Tourist Visa from India

For Indians visiting Belgium, apply 30–60 days before departure with a signed Schengen application, €30,000 insurance, flight and hotel bookings,…

H‑1B Lottery Ends: Wage‑Based Selection to Favor Highest Salaries

On August 14, 2025, the White House approved a rule replacing the H-1B lottery with wage-based rankings. DHS will publish…

Workers’ Compensation and Injury Payments: What Is Tax‑Exempt

Updated August 16, 2025: Workers’ compensation, compensatory damages for physical injury, and qualifying life insurance proceeds are generally tax‑free. Keep…

2023 Foreign Earned Income and Housing Exclusions: Rules and Limits

Americans abroad can exclude up to $120,000 (2023) of foreign earned income using Form 2555 if they have a foreign…

Overview of 529 Qualified Tuition Programs and Tax Treatment

529 plans (QTPs) provide tax-free growth and tax-free distributions for qualified education expenses; K–12 tuition cap is $10,000 per student…