H1B
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Base-Heavy Salaries and Lean Perks: Indian H-1B Pay in the U.S.
Compensation for many Indian H-1B IT workers centers on base salary (70%–90%), typically $65,000–$90,000, with allowances (5%–20%) and modest bonuses…
Managing a US 401(k) Abroad: Rollovers, Withdrawals, Strategies
Expats can keep their 401(k), rollover to an IRA, or cash out. Direct rollovers are usually tax-free and expand investment…
Returning to India: How to claim Employer Pensions and 401(k)
Returnees should claim EPF/EPS via EPFO and keep Certificate of Coverage if posted abroad. For 401(k)s, consider leaving until 59½,…
H-1B Returnees: Effective Negotiation Strategies and Benchmarking Pay
Negotiate H-1B offers by confirming role, location, and wage level, then present quantified achievements and use DOL prevailing wage data.…
How to Build a Proactive US Network for Business Opportunities
Build and maintain a U.S. professional network by mapping contacts, refining your value proposition, updating LinkedIn, and doing warm outreach.…
Preserving U.S. Social Security for H-1B Workers Returning to India
If H-1B workers earn 40 Social Security credits (about ten years), they can receive U.S. retirement benefits in India. Payments…
Optimal Strategy for India Retirement Corpus After US Savings
Combine US retirement accounts with an India-focused corpus built via SIPs into diversified equities, step-up contributions, NPS, debt funds and…
Handling Stock Options, RSUs, and ESPP When Exiting the U.S. on H-1B
Before leaving the U.S., H‑1B workers must review equity grant terms: unvested RSUs often forfeit, ISOs typically need exercise within…