H1B
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Optimal Strategy for India Retirement Corpus After US Savings
Combine US retirement accounts with an India-focused corpus built via SIPs into diversified equities, step-up contributions, NPS, debt funds and…
Handling Stock Options, RSUs, and ESPP When Exiting the U.S. on H-1B
Before leaving the U.S., H‑1B workers must review equity grant terms: unvested RSUs often forfeit, ISOs typically need exercise within…
Returning to India on H-1B: Pre-Departure and Arrival Essentials
Before returning to India, H-1B professionals must collect originals like I-797, passport, visa stamp, pay stubs, W-2s, and I-94; act…
Pros and Cons: Starting a Business in India vs Joining a Firm
Returning Indians must choose between startups—offering market scale, lower costs, and investor access but higher risk and slow registration—or corporate…
Liquidating US Investments Before Returning: Key Cross-Border Taxes
Timing sales around non-resident alien status can avoid U.S. capital gains tax on many securities, but brokers, mutual funds, destination-country…
What Are India’s Gold and Jewelry Import Rules for Returning Citizens
Customs rules let men bring 20 g and women 40 g of personal gold jewelry duty-free. Indians abroad >6 months…
Navigating the US to India Workplace: Strategies for Reintegration
A phased guide helps returnees adapt from US corporate norms to Indian workplaces. Key steps: observe early, use 1:1s and…
Optimal Strategy for Closing U.S. Bank Accounts Without Hurting Credit
To close bank accounts safely, open a new account first, move automatic payments and deposits, pay outstanding fees, and get…